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Loan Policy

Use this screen to create or edit loan policies for your patrons.

To access this screen, sign in Service Configuration, open the WMS Circulation left navigation, select Loans, and then select the Loan Policy link.

Use the Loan Policy screen to set loan policies for your patrons.

Create or edit loan policies

  1. On the Loan Policy screen, click Create New, or click the Policy Name you want to edit.
  2. On the Create New or Edit Policy screen, fill in the fields in the order below:
     
    Field Description
    Policy Name Name of the policy.
    Circulates? 

    Select if the policy requires an override when items are checked out.  Settings are as follows:

    • This loan policy always allows for circulation: Override is not required.
    • This loan policy only allows circulation with an override: Override is required.
    • This loan policy never allows circulation: Staff will not have the option to override.

       Note:  See Circulation Account roles, Overrides for more information. 

    Loan period

    Specifies how long a patron may keep an item on loan after the item has been checked out.

    • Loan Period can be restricted by the patron's expiration date, a fixed due date that falls during the loan period, a due date specified by an interlibrary loan system, a pre-closing adjustment, or by a staff member during checkout.
    • If a Renew Period is not specified the system will use the Loan Period to calculate the renewal period.
    • Leaving Loan Period blank will result in a permanent loan.  The system will check out the item, but no due date will be applied.
    • When the loan period is measured in days, weeks, or months, the due date will be set to the first day the library is open if the initially calculated due date would fall on a day your library is closed.
    • When the loan period is measured in minutes or hours, use the Pre-closing due date adjustment policy to determine due date if the initially calculated due date would fall at a time your library is closed.
    • Library hours are set on the Open Hours screen in the WorldCat registry section of the Service Configuration. The open hours of the item's holding location are used to set due dates. Branch hours are used when Branch Opening Hours Override Settings are enabled.
    • See Check out for more information about changing loan status, renewing items, and check out exceptions.
    Overdue Grace Period

    Specifies how long after the due date that a patron should begin to be penalized for an overdue item. 

    • Grace period calculations honor the Accrue bills/suspension when closed? setting.  The grace period will not include time that the library is closed if this setting is enabled.
    • If an item is returned before the grace period ends, no penalties are applied.
    • If an item is returned after the grace period ends, then the patron is billed and/or suspended from the time that the item became overdue.
    • A library can choose to begin penalty calculations after the grace period by adding the grace duration as an initial, zero-penalty period in the relevant periodic Bill Structure or Suspension Structure.
    • If an item is recalled then the Recall Grace Period will be applied instead.
    Renew Period

    Specifies the additional time that a patron may keep an item on loan after a successful renewal. This period is applied when a staff member or patron renews the item. 

    • Renewals will not allow the new due date to fall when the library is closed.
    • Renew Period can be a different value than Loan Period.
    • If a Renew Period is not specified, the system will use the time set in Loan Period.
    • Select if the Renew Period occurs after:
      • The renew transaction
        • Select this option if renewals should be calculated from the time of the renewal.  Time will only add to the loan period if the due date falls before the end of the renewal period.
      • The original due date
        • Select this option if renewals should be calculated from the item's current due date.  Time will always be added to the loan period when a renewal is successful.
    Automatic Renewal

    Click Yes to turn on automatic renewals. Staff or the patron can attempt to manually renew an item that is eligible for automatic renewal. Automation will resume the next time that the item is due.

    • All items with this loan policy will be eligible for automatic renewal.
    • Automatic renewal will fail if any of the following are true:
      • Patron account is expired, blocked, or suspended.
      • Patron account is in breach of policy.
      • Loan Limits have been exceeded, even if staff have previously acknowledged the policy exception.
      • Loan Policy specifies a Renew Fixed Bill (requires acknowledgement).
      • Item has been recalled.
      • Item is needed to fulfill a hold or item schedule.
      • Automatic Renewal Limit has been exceeded.
      • Automatic renewal has previously failed.
      • If a staff override is required for circulation.
    • Automatic renewal will only apply to items once it is turned on, and the items are checked out or manually renewed. Items checked out before automatic renewal is turned on will need to be manually renewed or checked in and then checked back out for automatic renewal to apply.
    • Generally, automatic renewals are processed at 07:00 (institution time) on the day that the item is due.
    • It is recommended to set up an Overdue Grace Period for when items cannot be automatically renewed, so patrons have time to return the items without incurring fines.
    • It is recommended to modify the Recall Notification Policies to explain that the item needs to be returned because it is needed by another patron or because automatic renewal is not allowed.
    • If the loan count limit has been reached, automatic renewal will not occur.
    • If the loan value has been reached, automatic renewal will not occur.
    • If the auto limit renew time is set for longer than the loan limit renew time, the loan limit renew time will apply.
      • The number of automatic renewals is limited to the Automatic Renewal Limit.
      • The total number of renewals (automatic and manual) is limited by relevant Loan Limit Policies.
      • Automatic renewal will fail if either limit has been reached.
    • Items are renewed if they are not needed to fulfill an outstanding hold request:
       
      Scenario Is the item automatically renewed?
      There are no current hold requests. Yes
      There is a hold request and another item is available to fulfill the request. Yes
      There is a hold request and no other items are available to fulfill the request. No. The Recall Notification Policy is sent to the patron. The item's due date is adjusted per the Recall Period and Minimum Loan Period.
      There are multiple hold requests that cannot all be fulfilled by other available items. No. The Recall Notification Policy is sent to the patron. The item's due date is adjusted per the Recall Period and Minimum Loan Period.
    Automatic Renewal Limit

    The number of automatic renewals is limited to the Automatic Renewal limit. If you selected Yes in the Automatic Renewal field, enter the number of times items can be automatically renewed. If you do not want the field to apply, click the No Limit check box.

    • The total number of renewals (automatic & manual) is limited by relevant Loan Limit Policies.
    • Automatic renewal will fail if either limit has been reached.
    Fixed Due Dates

    Set dates items are due at your institution. For example, the last date of the semester. (25 character limit)

    • Fixed Due Dates are applied when an item is checked out or renewed.
    • Fixed Due Dates should be configured well in advance on every applicable loan policy.  Configured dates can be removed when they have passed.  
    • Renewals done by library staff or the patron will honor fixed due dates.  Automatic renewals do not honor fixed due dates.
    • Fixed due dates have to be maintained on each loan policy.
    • You can enter multiple fixed due dates.
    • If a fixed due date has passed, it will no longer apply.
    • As the check out date gets closer to the fixed due date, the loan period will shorten to reflect the fixed due date.
    Loan Fixed Bill

    Fixed amount applied to the patron's account when items are checked out. Create fixed bills on the Bill Structures screen.

    • Setting a Loan Fixed Bill will prevent patrons from checking out items using a self-service machine.
    Renew Fixed Bill

    Fixed amount applied to the patron's account when items are renewed. Create fixed bills on the Bill Structures screen.

    • Setting a Renew Fixed Bill will prevent automatic renewals and will block patrons from completing self-service renewals.
    Overdue Fixed Bill Fixed amount applied to the patron's account when overdue items are returned. Create fixed bills on the Bill Structures screen.
    Overdue Periodic Bill Amount applied periodically to the patron's account when items checked out to the patron are overdue. Create periodic bills on the Bill Structures screen.
    Overdue Suspension Select the Suspension Structure for automatically suspending a patron's account.  See Suspension Structures.  
    Overdue Notification Policy

    Select the overdue notification that will be sent to the patron. Create loan overdue notifications on the Notification Policies screen.

    Pre-closing due date adjustment policy

    Select an interval to make items due at or before the library's closing hours.

    • This setting is only applicable if the loan period is measured in hours or minutes.
    • Selecting At Closing, or any 15 minute interval prior to closing, could result in a shortened loan period.
    • The default setting (System default) does not alter the due date to account for library closing time.
    • Except for the System Default adjustment, the follow general statements apply:
      • Due dates may extend to the subsequent date if the open period extends across dates. Ex. Open hours from 08:00 to 02:00
      •  Due dates may extend to the subsequent date if the loan period is longer than 1,440 minutes / 24 hours
    • Library hours are set on the Open Hours screen in the WorldCat registry module.
    Recall Period

    Amount of time patron has to return a recalled item. When an item is recalled, the due date and long overdue date are recalculated.

    • The system will use the earlier of the calculated recall due date and the previous due date to determine when the item should be considered overdue. See Recall items for more information.
    Recall Grace Period Amount of time before fines are assessed for recalled items.
    Minimum Loan Period

    Minimum guaranteed loan period. When an item is recalled, the recall due date will be adjusted so that the item is due after the minimum loan period.

    • If automatic renewal fails, the Recall Period and Minimum Loan Period are used to calculate the item's new due date. 
    Recall Fixed Bill Fixed amount applied to the patron's account when overdue recalled items are returned. Create fixed bills on the Bill Structures screen.
    Recall Periodic Bill Amount applied periodically to the patron's account when recalled items are overdue. Create periodic bills on the Bill Structures screen.
    Recall Notification Policy Recall Notification is sent to a patron when an item is recalled or when automatic renewal fails. Create recall notifications on the Notification Policies screen.
    Accrue bills and/or suspension when closed?

    Select to control if bills and suspensions should accrue for patrons when the library is closed. Library hours are set on the Open Hours screen in the WorldCat registry module.  This setting controls if grace periods consider your library closures.

    • If set to No, grace periods do not include time your library is closed.
    • If set to Yes, grace periods will include time your library is closed.

     
  3. Click Save.

Bulk Updates

Use this section to set whether you want to bill patrons when the library is closed for all policies.

Copy loan policies

  1. Click the Policy Name you want to copy.
  2. In the top right corner, click Copy. The copied policy appears.
  3. Enter a policy name and edit any additional fields.
  4. Click Save.

Delete loan policies

Loan policies can only be deleted if they have never been used. Loan policies are tied to historical and statistical data maintained by the system.

  1. Click the Policy Name you want to delete.
  2. In the top right corner, click Delete.
  3. On the Confirm window, click OK.

Related Policies

Loan Policy depends upon:

Loan Policy is used in:

 

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